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Elena Garrett, Realtor in Dallas Texas - My Blog

US Home Loan Options for Non-Citizens (EAD) and Foreign Nationals

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by Elena Garrett, January 6, 2024

Have you ever felt like the dream of owning a home in the United States is just out of reach for non-citizens? You’re not alone. The complex maze of U.S. home loan processes can seem daunting, especially if you don’t hold a Social Security number. But here’s the good news – your dream might be closer to reality than you think!

In our latest video, “US Home Loan Options for Non-Citizens (EAD) and Foreign Nationals,” we dive deep into the intricacies of securing a home loan in the U.S. as a non-citizen. Whether you’re looking to settle in the sunny state of Texas or anywhere across the vast American landscape, this guide is your first step toward unlocking the door to your new home.

US Home Loan Options for Non-Citizens (EAD) and Foreign Nationals

🏠 Key Video Highlights:

00:00 – Introduction
00:33 – Non-Citizen Borrower Eligibility
01:08 – Understanding Employment Authorization Documents (EAD)
01:49 – Specific EAD Classes and Their Impact
02:26 – Income Continuity Requirements for Non-Citizens
02:56 – Loan Documentation and Lender Discretion
03:32 – Additional Documentation for Certain Visas4:08 – Importance of Proper Loan Documentation
04:39 – Recap: Non-Citizen Borrower Eligibility
05:14 – Foreign National Loans vs. Non-Citizen Loans
05:57 – Income Sources and Foreign National Loans
06:30 – Recommendations for Different Residency Statuses
07:13 – Examples of Different EADs
07:50 – Comparison of Loan Documentation Requirements
08:26 – Down Payment Requirements and Loan Limits
09:34 – Accessing EAD and Foreign National Loans
10:38 – Loan Options for Illegal Residents
11:10 – Mortgage Options without Permanent Residency
11:49 – Contact Information and Closing Remarks

Thinking About Buying a Property in the United States?

Embark on your journey to home ownership in the U.S. with confidence. Watch our comprehensive video, arm yourself with knowledge, and take that first crucial step towards realizing your American dream.

Elena Garrett has helped many foreign nationals to buy and sell homes in Texas. Let’s connect to discuss your needs!

(469) 371-4961



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