Elena Garrett, Realtor in Dallas Texas - My Blog

Residential and Investment Properties in Dallas - Fort Worth

Elena Garrett, Realtor in Dallas Texas - My Blog

The North Texas Homebuyer Decision System

A Free Resource Package for DFW Homebuyers by Elena Garrett, Realtor and KW Relocations Member Buying a home is one of the largest financial decisions most people will ever make. Yet many buyers spend months deciding whether they want quartz or granite for the bathroom countertops while never stopping to Read more…


Contract to Close: From Start of Underwriting to Closing

By Elena Garrett, Realtor INTRODUCTION AND THINGS TO REMEMBER Congratulations! If you’re reading this article, you’ve already completed one of the most stressful parts of the home-buying process. You’ve completed inspections, reviewed the inspection report, negotiated repairs or credits, and decided to move forward with the purchase. For many Texas Read more…


The First Step in Rent-to-Own (That Most Buyers Avoid)

By Elena Garrett, April 2026 When people start thinking about rent-to-own, they usually jump straight into the search—scrolling listings, asking Elena to find them homes to visit, and imagining how they would love to be in a bigger, better home. But the CORRECT first step that they SHOULD BE taking Read more…


I Have No Credit—Can I Still Do Rent-to-Own?

By Elena Garrett, March 2026 (Dallas, TX) As a team that handles rent-to-own requests all the time—one of the most active in the DFW area—I hear this question constantly: “I don’t have good credit. I don’t have bad credit. I actually have no credit at all. I never used credit Read more…


Top Home Buyer Mistakes (2026 – North Texas Edition)

by Elena Garrett, February 2026 1️⃣ Starting the Home Search Without Understanding True Monthly Costs Some buyers begin touring homes very enthusiastically before knowing (or even being interested in knowing about): • their loan type options and the minimum down payment and any loan points (additional lender fees) they would Read more…


Struggling to Find Rent-to-Own Homes in the Dallas–Fort Worth Area?

by Elena Garrett, Feb 2026 If you’ve been trying to find rent-to-own homes in Dallas–Fort Worth and keep running into dead ends, you’re not imagining it. Try searching online and you’ll see the same pattern over and over again. Zillow doesn’t have a rent-to-own list. Realtor.com doesn’t either. Homes.com doesn’t. Read more…


The $130,000 Bling Spot Or The Dog That Did Not Bark

by Elena Garrett, Realtor, Feb 2026 Why Smart People Lose Big Money by Over-Optimizing Small Fragile Things You are about to read one of the stories I repeat a lot, because this story really illustrates several inter-connected logical blind spots that home buyers whom I would call ANALYTICAL or CAUTIOUS Read more…


Buying a Home in Texas: A Clear, Low-Pressure Step-by-Step Guide (2026)

By Elena Garrett, Feb 2026 Buying a home in Texas doesn’t have to feel overwhelming, rushed, or intimidating. In reality, the process works best when you start with clarity, goal-setting, and strategy selection, not paperwork. This guide walks you through the Texas home-buying process in logical phases — from early Read more…


TREC Texas One to Four Family Residential Contract — Plain-English Guide for Buyers (2026)

By Elena Garrett, Feb 2026 Buying a home in Texas involves signing a document called the One to Four Family Residential Contract (Resale). This contract is about 12 pages long and contains many legal and technical terms. This guide explains the main sections of the contract in plain English, so Read more…


When a “Discounted” off-Market Rental Turns Into a Perfect Sh*t Storm

This story is a real example of what can happen when even experienced investors step into off-market deals without full visibility. If you haven’t already read the full discussion of on-market vs off-market trade-offs, including what off-market deals do well and where they fall short, read that full breakdown here Read more…