Elena Garrett, Realtor in Dallas Texas - My Blog

Residential and Investment Properties in Dallas - Fort Worth

Elena Garrett, Realtor in Dallas Texas - My Blog

3 Ways to Save on Your Mortgage

March 2033, by Elena Garrett Many home shoppers experience sticker shock at the cost of home mortgages in 2023. Elena and Melissa Condensa from Guild Mortgage go over a few recent changes to home loans that may help home buyers to stay within their budget while everyone else scrambles. A Read more…


Changes to Conventional Loan Costs – March 2023

By Elena Garrett Starting in April 2023, it may cost many home loan borrowers even more money to use conventional loans. Elena and Melissa Condensa from Guild Mortgage discuss the changes and what they mean for people’s home-buying plans in 2023. A short overview of the discussion: For borrowers with Read more…


The best time to sell a home in 2023 will be BEFORE June

By Elena Garrett, February 23, 2023 Families looking to sell their homes in 2023 are strongly advised to get ready for the sale before June due to the increasing turbulence in the market. The DFW home market is going through quite a bit of turbulence. If you are planning to Read more…


JANUARY 2022 – DFW HOME MARKET UPDATE

February 21, 2023 – by Elena Garrett, Realtor and 72Sold Area Director We continue to observe as the trends in the DFW housing market is starting to look a bit more bullish for the home sellers, while still leaving room for the buyers to find a good deal on prices Read more…


March-April 2023 – DFW home builders’ promotions end!

Act now to secure DFW home builder promotions that could save you hundreds of dollars in monthly payments and thousands of dollars during the purchase! Until the end of April 2023, home buyers looking to buy new construction homes can benefit from the following generous incentives: the special promotional rate Read more…


Do not sign another lease until you read this: The hidden costs of renting

Any rent vs. own calculator can show you the obvious short-term costs of renting that are easy to see and calculate. There are also a number of hidden and delayed costs that are much harder to estimate in a spreadsheet, but that over time can compound to become very noticeable and detrimental to the family’s financial growth.


Protect Your Mortgage & Your Income Security

A well-designed insurance policy can pay off the entire remaining balance of your mortgage, as well as cover the costs of other living expenses for your family in the event any of the following happens to you or your spouse:
death
long-term disability
critical illness (such as cancer, heart attack, stroke, organ failure, loss of mobility, etc)
terminal illness
serious illnesses preventing employment for 90 days or more


Applying for a Homestead Exemption in Texas

The completed application and required documentation are due no later than April 30 of the tax year for which you are applying.


Home Trade-In Options in DFW

Can I use my current house as a down payment on a new home? Well, in a way, yes. There are a couple of ways to achieve that. Similar to how you would trade-in a car, you first go select a new home (any home on the market within your Read more…


Ready to Buy a Home?

tired of renting picture

Renting has many disadvantages: increasing rents, difficulty having repairs done right, lack of privacy and control over your own living space. The most important disadvantage, however, is the fact that none of the money you spend on rent every year is generating any return on investment for your family. Many Read more…