Elena Garrett, Realtor in Dallas Texas - My Blog

Residential and Investment Properties in Dallas - Fort Worth

Elena Garrett, Realtor in Dallas Texas - My Blog

Subject-To and Mortgage Wraps in Texas: What Happens When You Sell Something You Still Owe Money On? – Part 2

by Elena Garrett, Realtor, Dallas, TX This is Part 2 of a Creative Financing For Home Sellers series. Click here to read Part 1. The Easy Way to Understand Sales Due To Existing Loans Imagine that you have a car worth $20,000, and a good friend of yours named Buddy Read more…


Subject-To and Mortgage Wraps for Home Sellers: Myth vs. Truth – Part 1

by Elena Garrett, Realtor, October 2026 Creative Financing: A Fighter Jet in the Hands of a Beginner Pilot? Imagine handing the controls of an F-16 fighter jet to someone who just learned to fly. The plane is an example of an engineering genius. In the hands of an experienced pilot, Read more…


How Do You Compete Against the Builders? Selling Your Home in a Neighborhood Dominated by New Construction

by Elena Garrett, Realtor – Oct 2026 You bought a beautiful new home just a few years ago. You invested in upgrades, made it your own, and took good care of it. Now you’re ready to sell. There’s just one problem. Your area is still growing. Builders are still building. Read more…


Selling Your House During the Holidays? Here Are 5 Rules for Survival!

Real estate magic does NOT happen just because it’s the season of holiday magic! I know, I know. It’s the season of miracles! But unfortunately, Santa Claus doesn’t deliver qualified buyers down the chimney carrying full-price offers. So, if you absolutely MUST sell your house during the holidays, let’s talk Read more…


Texas Realtor Honest Advice: Don’t Sell Your House During the Holidays!

If you don’t absolutely have to sell your house during the holidays, my recommendation is simple: DON’T. We’re approaching the end of October, and unless your house is already prepared, properly priced, and positioned to sell by October 31st, I would seriously consider waiting until the beginning of next year. Read more…


Home Sellers’ Math vs. Home Buyers’ Math Paradox: Why The Best Deals Can Be Hardest to Sell

Understanding objective value, subjective value, and the Seller’s Paradox Seller Are From Mars, Buyers Are From Venus, or Sellers Logic and Buyers Logic are Two Different Logics Part 1: To Solve The 2-Logics Mystery, Let’s Go Shopping for a Car Before we delve into the topic of selling houses, I’d Read more…


Bridge Financing: Solving Buying One Home While Selling Another Home Conundrum

by Elena Garrett, Realtor, 2026 Buying a home when you already own one creates a problem that sounds deceptively simple: Which comes first — selling the house you have, or buying the house you want? Sell first, and you know exactly how much money you have available for the next Read more…


Homeward Buy Before You Sell: What Changed?

by Elena Garrett, Realtor, Sept 2026 If you have heard about Homeward’s Buy Before You Sell program in the past, there is something important you need to know: The program has changed, at least in Texas. And if you remember the older version, you may be expecting something very different Read more…


You Got a Cash Offer. But What Does That Actually Mean?

by Elena Garrett, Realtor – Aug 2026 You Got a Cash Offer. But What Does That Actually Mean? Suppose a homeowner receives a cash offer of $310,000 for their house. How much do you think that homeowner is going to get once everything is said and done? If your immediate Read more…


Rent-to-Own: A Strategy That Could Work For Some Home Sellers in DFW

by Elena Garrett, Realtor – Sept 2026 Sometimes a homeowner is ready to move, the house has been prepared for sale, and the plan seems straightforward: sell the property and move on. But the market does not always cooperate with the seller’s timeline. Maybe the offers that came in were Read more…