Residential and Investment Properties in Dallas - Fort Worth
Buyer Resources, Financial Fitness, Home Loan Financing Assistance, Looking for a house to buy?, Need to Save on Your Mortgage?, Renter Resources
March 10, 2023
March 2033, by Elena Garrett Many home shoppers experience sticker shock at the cost of home mortgages in 2023. Elena and Melissa Condensa from Guild Mortgage go over a few recent changes to home loans that may help home buyers to stay within their budget while everyone else scrambles. A Read more…
By Elena Garrett Starting in April 2023, it may cost many home loan borrowers even more money to use conventional loans. Elena and Melissa Condensa from Guild Mortgage discuss the changes and what they mean for people’s home-buying plans in 2023. A short overview of the discussion: For borrowers with Read more…
September 9, 2022
Any rent vs. own calculator can show you the obvious short-term costs of renting that are easy to see and calculate. There are also a number of hidden and delayed costs that are much harder to estimate in a spreadsheet, but that over time can compound to become very noticeable and detrimental to the family’s financial growth.
January 18, 2022
Elena’s home buying forecast for 2022 In a word: the forecast is difficult. The buyers planning to buy in the DFW area in 2022 need to be prepared for intense competition for homes, which means that they need to either 1) find ways to find the extra cash to win Read more…
January 14, 2022
Can I use my current house as a down payment on a new home? Well, in a way, yes. There are a couple of ways to achieve that. Similar to how you would trade-in a car, you first go select a new home (any home on the market within your Read more…
Buyer Resources, Home Loan Financing Assistance, ITIN Loans, Looking for a house to buy?, Rent -To-Own Programs in Texas, Renter Resources, Seller Financed Homes in N. Texas
November 17, 2021
Renting has many disadvantages: increasing rents, difficulty having repairs done right, lack of privacy and control over your own living space. The most important disadvantage, however, is the fact that none of the money you spend on rent every year is generating any return on investment for your family. Many Read more…
March 15, 2021
Have high income? Tired of renting but can’t buy because of poor credit or no credit history? Seller-financed home purchase (aka owner-financed purchase) may be a solution for your situation. Instead of good credit and lots of mortgage-related paperwork, they usually require a large down payment (typically 20% or more) Read more…
January 11, 2021
Try #Elena’s 7-Steps to Home Ownership Plan to go from dreaming about a house to walking into your new house with keys in hand!
November 13, 2020
Divvy Homes is a pretty good rent-to-own program, but it has pretty strict applicant selection guidelines. About 90% of the applicants to Divvy homes, in my limited experience, are rejected either during the initial pre-qualification or during the more in-depth underwriting process. So, what should people who cannot use Divvy Read more…
Buyer Resources, Home Loan Financing Assistance, Rent -To-Own Programs in Texas, Renter Resources, Seller Financed Homes in N. Texas
Ok, so you are tired of renting. But what should be your next step? Should you rent-to-own? Or buy using seller financing? Or apply for a mortgage? Or keep renting? What do all those terms mean? Which one is better for you? Nothing is absolute, but we can set some Read more…
Hi, my name is Elena Garrett, and I am a real estate agent with Keller Williams Central 75 brokerage in Dallas – Fort Worth. I work with both residential and commercial real estate transactions.
Reach out to me with any questions or comments on my blog.
(469) 371 4961
egarrett @ kw.com
501 W President George Bush Hwy #125, Richardson, TX 75080
Main office phone: (469) 467-7755
Each office is individually owned and operated
