Elena Garrett, Realtor in Dallas Texas - My Blog

Residential and Investment Properties in Dallas - Fort Worth

Elena Garrett, Realtor in Dallas Texas - My Blog

I Have No Credit—Can I Still Do Rent-to-Own?

By Elena Garrett, March 2026 (Dallas, TX) As a team that handles rent-to-own requests all the time—one of the most active in the DFW area—I hear this question constantly: “I don’t have good credit. I don’t have bad credit. I actually have no credit at all. I never used credit Read more…


Top Home Buyer Mistakes (2026 – North Texas Edition)

by Elena Garrett, February 2026 1️⃣ Starting the Home Search Without Understanding True Monthly Costs Some buyers begin touring homes very enthusiastically before knowing (or even being interested in knowing about): • their loan type options and the minimum down payment and any loan points (additional lender fees) they would Read more…


Has the Election Spooked the Texas Housing Market?🎃 It Seems So!

There is no doubt, the 2024 presidential election is making waves in DFW real estate. Historically, elections always bring some uncertainty—buyers pause, interest rates shift, and policies are up in the air. But this year, the results seem to be even more pronounced. But here’s what the historical data shows: Read more…


Exploring Rent-to-Own Options in North Texas (2024)

rent-to-open 4 options in 2024

by Elena Garrett, Oct 14, 2024 If you’re exploring rent-to-own programs in the Dallas-Fort Worth area, four prominent options you should consider are Divvy Homes, Utopia Homes, MLS Rent-to-Own Properties, and Off-Market Properties. These programs offer different approaches to helping you transition from renter to homeowner. Let’s take a closer Read more…


Beyond Credit – An Innovative Solution

by Elena Garrett, March 2, 2024 One of our long-standing partners, Supreme Lending, announced a groundbreaking new program that would allow home buyers with low credit scores or insufficient job history to be eligible for a home purchase. Here is the video of the interview with Karla Parra from Supreme Read more…


US Home Loan Options for Non-Citizens (EAD) and Foreign Nationals

In our latest video, “US Home Loan Options for Non-Citizens (EAD) and Foreign Nationals,” we dive deep into the intricacies of securing a home loan in the U.S. as a non-citizen