Any rent vs. own calculator can show you the obvious short-term costs of renting that are easy to see and calculate. There are also a number of hidden and delayed costs that are much harder to estimate in a spreadsheet, but that over time can compound to become very noticeable and detrimental to the family’s financial growth.
A well-designed insurance policy can pay off the entire remaining balance of your mortgage, as well as cover the costs of other living expenses for your family in the event any of the following happens to you or your spouse:
death
long-term disability
critical illness (such as cancer, heart attack, stroke, organ failure, loss of mobility, etc)
terminal illness
serious illnesses preventing employment for 90 days or more
The completed application and required documentation are due no later than April 30 of the tax year for which you are applying.
Can I use my current house as a down payment on a new home? YES. Call (469) 371-4961 to discuss the currently available home swap options. There are a couple of ways to buy a new home and dispose of your old house without losing your sanity in the process! Read more…
Renting has many disadvantages: increasing rents, difficulty having repairs done right, lack of privacy and control over your own living space. The most important disadvantage, however, is the fact that none of the money you spend on rent every year is generating any return on investment for your family. Many Read more…
Whether you are buying, selling, renting, or investing – better financial fitness is always the goal Buyers – learn how to improve your cash flow and grow your savings more efficiently Sellers – learn how to minimize your taxes and maximize your profits Renters – learn how to prepare for Read more…
DFW 2020 tax rates by county Source of tax rate date: https://comptroller.texas.gov/taxes/property-tax/rates/ DFW 2020 tax rates by ISD DFW 2020 tax rates by city Contact me for information (use the chat option) – the file is too large to post here Find Out Why 2021 Might Be the Best Year For Read more…
Buyer Representation Agreement is a standard form prescribed by the Texas Real Estate Commission (TREC) to formally describe the relationship between a home buyer and a real estate agent. It describes both sides’ rights and obligations and allows the agent to be paid commission from the sale. Signing a Buyer Read more…
WOULD YOU LIKE TO BUY YOUR NEW HOME BEFORE YOU SELL YOUR OLD HOUSE? Let’s work together and I will make it happen! Let me introduce you to the Buy With Cash program Purchase during slow market, sell during hot market Shop with confidence for your new home Negotiate a Read more…
Elena is partnering up with innovating mortgage companies to find creative solutions to daunting problems facing homebuyers in DFW. If your credit is 620 FICO or higher and you can qualify for a conventional loan, you can now gain the same leverage as the investors and the wealthy. Need help Read more…